Chapter 7 Bankruptcy


Detroit bankruptcy lawyer


     In this current economic climate, many people are being burdened with overwhelming debt. People are living on credit cards more than in any time in the credit card history and the rising interest rate and increasing late fees are eating away at your income and savings.      

     There is relief under the bankruptcy code. You can file a Chapter 7 bankruptcy, which is a straight bankruptcy. Chapter 7  will give you relief and a fresh financial start, especially if you have little or no money left over after paying for basic living expenses. The Chapter 7 will get rid of hospital bills, credit card bills, will put an end to any garnishment of your wages, put an end to those annoying creditor callsand still allow you to still keep your retirement accounts, home, property, and cars.   

     A common myth of the "Big Bankruptcy Change" is that no one can file a Chapter 7 anymore. That is simply not true. The laws made it tougher to file a Chapter 7 and put more requirements on you before they can file, but you still can file a Chapter 7. We will show you what you need to do and help you every step of the way at your free consultation. Read more about Chapter 7 bankruptcy here.    

     Also, a you must complete a credit counseling class before filing a bankruptcy petition and must complete a personal financial management course before receiving your bankruptcy discharge. These courses may sound tough, but in reality they can be completed in as little as an hour in the comfort of your own home, either by telephone or by internet, with little or no effort on your part. As part of our service to you, we will set these courses up for you, so all you have to do is login or dial the telephone. 

     If you are receiving creditor calls, have a garnishment, or need a fresh start to a more secure financial future, then call your Detroit Bankruptcy Lawyer today for a free, no obligation consultation at (586) 439-4297, extension 0, and see what I can do for you! I will fully review your financial situation to see if chapter 7 is available for you. We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.