This is one of my favorite areas to talk about as this intersects two of my practice areas, bankruptcy and divorce. During a recent free consultation, I was asked this very same question, and I figured many more people have this same burning question on their mind. this article will answer that question.

Your spouse does not have to file Chapter 7 or Chapter 13 bankruptcy with you, but sometimes it might be good to do so.

             Of all the questions I get asked on a daily basis, this is the last question anyone should be asking of their bankruptcy attorney. It’s the same as asking me how much to paint your house, when I have never seen you house. Bankruptcy is very complicated and very technical and…

Retirement assets are protected in Chapter 7 or Chapter 13 bankruptcy. Don’t cash them in to pay your creditors.

One of the most depressing statements I hear, “I’m such a loser because I’m filing for bankruptcy”. I’m not sure where this sentiment comes from, but it could be traced to what we have been programmed to believe from the news media, financial pundits, and the credit industry. We are taught that we get into debt, the only way out is to pay our bills. It’s the right thing to do!

Most people don’t realize that filing bankruptcy can stop a garnishment. The conventional thinking is, “Well, they got the judgment in court, so nothing I can do”.